ICICI Prudential Life Insurance Share Price Target 2025

Before knowing about the ICICI Prudential Life Insurance share price target 2025 let us know about the company.

ICICI Prudential Life Insurance Company Limited, one of India’s leading life insurance providers, has shown a robust performance in recent years.

Established in 2001 as a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited, ICICI Prudential Life has steadily grown its market presence and financial metrics.

This article delves into ICICI Prudential Life Insurance’s quarterly financial performance and provides a monthly prediction for ICICI Prudential Life Insurance share price target 2025.

ICICI Prudential Life Insurance Share Price Target 2025

Based on historical data, market trends, and ICICI Prudential Life’s financial performance, here is the predicted monthly ICICI Prudential Life Insurance share price target 2025:

Month	Predicted Share Price (₹)
January	710
February	725
March	735
April	750
May	765
June	780
July	795
August	810
September	825
October	840
November	855
December	870

The analysis is based on historical data, market trends, and company-specific developments.

Company Overview

ICICI Prudential Life Insurance operates in the life insurance and asset management sectors. In 2016, it became the first Indian insurance company to list on domestic stock exchanges.

The company’s journey started with assets under management (AUM) of approximately ₹1 billion (US$12 million) and has since grown to over ₹2.5 trillion (US$30.75 billion) by 2022.

Key Partnerships and Collaborations

• December 2019: Collaboration with Paytm to offer the iProtect Smart plan.
• September 2020: Corporate agency agreement with NSDL Payments Bank to provide protection and savings products.
• December 2020: Bancassurance partnership with RBL Bank, expanding its life insurance product portfolio.
• January 2021: Collaboration with PhonePe, enabling users to avail of term life insurance through the app without health check-ups or paperwork.

Quarterly Financial Performance

Sales and Operating Profit

Period	Sales (₹ Cr)	Expenses (₹ Cr)	Operating Profit (₹ Cr)	OPM (%)
Jun 2021	16,211	17,341	-1,130	-7%
Sep 2021	23,161	22,960	201	1%
Dec 2021	9,930	9,628	302	3%
Mar 2022	13,003	13,701	-698	-5%
Jun 2022	-1,611	-1,483	-128
Sep 2022	22,605	22,869	-264	-1%
Dec 2022	17,426	17,502	-76	-0%
Mar 2023	10,984	11,400	-416	-4%
Jun 2023	23,384	23,663	-280	-1%
Sep 2023	17,388	17,682	-293	-2%
Dec 2023	26,430	26,584	-155	-1%
Mar 2024	22,482	22,755	-273	-1%
Jun 2024	25,396	25,362	34	0%

Profit Before Tax and Net Profit

Period	Other Income (₹ Cr)	Profit Before Tax (₹ Cr)	Net Profit (₹ Cr)	EPS (₹)
Jun 2021	914	-215	-185	-1.29
Sep 2021	301	502	446	3.10
Dec 2021	58	359	312	2.17
Mar 2022	1,013	315	187	1.30
Jun 2022	328	201	157	1.09
Sep 2022	507	243	200	1.39
Dec 2022	352	277	222	1.54
Mar 2023	780	364	235	1.64
Jun 2023	496	216	206	1.43
Sep 2023	570	276	244	1.69
Dec 2023	420	265	227	1.58
Mar 2024	544	270	174	1.21
Jun 2024	237	271	224	1.56

Long-Term Financial Metrics

Sales and Profit Growth

• Compounded Sales Growth:
  • 10 Years: 15%
  • 5 Years: 17%
  • 3 Years: 3%
  • Trailing Twelve Months (TTM): 23%
• Compounded Profit Growth:
  • 10 Years: -6%
  • 5 Years: -2%
  • 3 Years: -4%
  • TTM: 1%

Stock Price CAGR

• 10 Years: 10%
• 5 Years: 10%
• 3 Years: 0%
• 1 Year: 11%

Return on Equity

• 10 Years: 16%
• 5 Years: 10%
• 3 Years: 8%
• Last Year: 8%

Shareholding Pattern

Period	Promoters (%)	FIIs (%)	DIIs (%)	Public (%)	No. of Shareholders
Sep 2021	73.42	17.17	4.14	5.27	3,44,186
Dec 2021	73.41	16.92	4.26	5.40	3,63,017
Mar 2022	73.41	16.35	4.74	5.50	3,79,981
Jun 2022	73.40	16.13	5.09	5.38	3,73,953
Sep 2022	73.34	16.63	5.02	4.99	3,65,941
Dec 2022	73.34	15.41	5.93	5.31	3,84,297
Mar 2023	73.34	15.20	6.14	5.30	3,82,944
Jun 2023	73.33	15.43	6.32	4.92	3,62,342
Sep 2023	73.30	15.51	6.37	4.81	3,52,395
Dec 2023	73.27	14.73	6.92	5.06	3,58,759
Mar 2024	73.24	13.35	8.54	4.85	3,41,039
Jun 2024	73.17	13.23	8.82	4.75	3,29,374

Conclusion

ICICI Prudential Life Insurance Company Limited has demonstrated resilience and growth through its strategic partnerships and robust financial performance.

With a current share price of ₹685 and a positive growth trajectory, the company is well-positioned for a promising 2025.

The predicted monthly ICICI Prudential Life Insurance share price target 2025 reflects a steady increase, indicating investor confidence and strong market fundamentals.